Scalable Capital redefines smart investing with automated portfolio management, low-cost trading, and flexible financial tools. Ideal for both beginners and experts, it offers 2% annual interest on cash balances, unlimited ETF/stocks trading from €0.99, and secure banking integration. Its sleek interface simplifies diversified investing across 8,000+ assets, crypto, and private equity.
Features of Scalable Capital
1. Prime+ Broker: Unlimited trades at €4.99/month + 2% interest on all cash.
2. Savings Plans: Commission-free ETF/stocks plans starting at €1.
3. Scalable Wealth: Automated portfolios (e.g., World Portfolios, Megatrends) with €20 minimum.
4. Low-Cost Derivatives: Access 625,000+ options/futures via top-tier banks.
5. Insights Dashboard: Portfolio analysis and optimization tools.
6. Instant Credit: Borrow against securities at 3.24%–4.24% p.a.
Advantages of Scalable Capital
- Cost Efficiency: Free savings executions; minimal order fees.
- Transparency: No hidden fees, with EU deposit protection (€100k per bank).
- Diverse Offerings: ETFs, stocks, crypto, private equity, and credit services.
- Security: 256-bit SSL encryption + two-factor authentication.
- Flexibility: Custom alerts, limit orders, and portfolio groups.
Disadvantages of Scalable Capital
1. Complexity: Advanced tools may overwhelm casual investors.
2. Regional Restrictions: Limited product availability outside the EU.
3. Variable Interest: Cash rates depend on market conditions.
Development Team
Founded in 2014 by fintech veterans, Munich-based Scalable Capital GmbH combines AI-driven portfolio algorithms with banking expertise. Regulated by BaFin and Bundesbank, it prioritizes security and innovation, partnering with institutions like HSBC and Goldman Sachs.
Competitive Products of Scalable Capital
- Trade Republic: Lower derivatives access but lacks automated wealth management.
- Revolut: Strong FX/crypto focus but higher trading fees.
- Robinhood: User-friendly but limited to U.S. markets; no interest on cash.
Market Performance
Rated 4.7/5 on app stores with 1M+ downloads. Users praise low fees and automated investing, though some cite occasional app glitches. A 2023 FinanceWatch report highlights its rapid growth in Europe’s robo-advisory sector.
- Owner : Scalable Capital GmbH
- System : android
- Category : Finance
- Update Time : November 8, 2025
- Version : 25.13.1
- Package ID : capital.scalable.droid
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