Scalable Capital

Scalable Capital

OS : android Size : 84.53MBVersion : 25.13.1

Updated : November 8, 2025

appIntroduction

Scalable Capital redefines smart investing with automated portfolio management, low-cost trading, and flexible financial tools. Ideal for both beginners and experts, it offers 2% annual interest on cash balances, unlimited ETF/stocks trading from €0.99, and secure banking integration. Its sleek interface simplifies diversified investing across 8,000+ assets, crypto, and private equity.

Features of Scalable Capital

1. Prime+ Broker: Unlimited trades at €4.99/month + 2% interest on all cash.

2. Savings Plans: Commission-free ETF/stocks plans starting at €1.

3. Scalable Wealth: Automated portfolios (e.g., World Portfolios, Megatrends) with €20 minimum.

4. Low-Cost Derivatives: Access 625,000+ options/futures via top-tier banks.

5. Insights Dashboard: Portfolio analysis and optimization tools.

6. Instant Credit: Borrow against securities at 3.24%–4.24% p.a.

Advantages of Scalable Capital

- Cost Efficiency: Free savings executions; minimal order fees.

- Transparency: No hidden fees, with EU deposit protection (€100k per bank).

- Diverse Offerings: ETFs, stocks, crypto, private equity, and credit services.

- Security: 256-bit SSL encryption + two-factor authentication.

- Flexibility: Custom alerts, limit orders, and portfolio groups.

Disadvantages of Scalable Capital

1. Complexity: Advanced tools may overwhelm casual investors.

2. Regional Restrictions: Limited product availability outside the EU.

3. Variable Interest: Cash rates depend on market conditions.

Development Team

Founded in 2014 by fintech veterans, Munich-based Scalable Capital GmbH combines AI-driven portfolio algorithms with banking expertise. Regulated by BaFin and Bundesbank, it prioritizes security and innovation, partnering with institutions like HSBC and Goldman Sachs.

Competitive Products of Scalable Capital

- Trade Republic: Lower derivatives access but lacks automated wealth management.

- Revolut: Strong FX/crypto focus but higher trading fees.

- Robinhood: User-friendly but limited to U.S. markets; no interest on cash.

Market Performance

Rated 4.7/5 on app stores with 1M+ downloads. Users praise low fees and automated investing, though some cite occasional app glitches. A 2023 FinanceWatch report highlights its rapid growth in Europe’s robo-advisory sector.

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appInformation
  • Owner : Scalable Capital GmbH
  • System : android
  • Category : Finance
  • Update Time : November 8, 2025
  • Version : 25.13.1
  • Package ID : capital.scalable.droid
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