Recoup is a groundbreaking finance management app designed to empower users in challenging unfair bank fees and credit card charges. With its secure, account-free approach, this tool lets you submit disputes in seconds while keeping financial data private. Its intuitive interface and automation make reclaiming money accessible even for non-tech users, eliminating lengthy calls or paperwork.
Features of Recoup:
1. No Account Linking Required: Submit disputes without connecting bank/card accounts, enhancing data security.
2. Automated Dispute Filing: AI-powered templates streamline claims for overdraft fees, late payments, and transaction charges.
3. Multi-Platform Support: Track disputes via mobile app or desktop dashboard.
4. Real-Time Status Updates: Receive notifications as institutions respond to claims.
5. Fee Insights: Analyzes statements to highlight potential refundable charges.
Advantages of Recoup:
1. Time-Saving: Resolve disputes in <3 minutes vs. hours on hold with banks.
2. Data Privacy: No sensitive financial logins stored or shared.
3. User-Friendly Design: Clear menus and progress trackers simplify navigation.
4. No Upfront Costs: Free to use; charges only apply upon successful refunds.
5. Broad Compatibility: Works with 50+ major U.S. banks and credit issuers.
Disadvantages of Recoup:
1. Region Lock: Currently supports only U.S.-based accounts.
2. Manual Input Required: Users must upload statements or enter fee details.
3. Limited Live Support: No phone/chat assistance for complex cases.
4. Mobile-Only Refunds: Cannot process disputes via web browser.
Development Team:
Recoup was created by Palo Alto-based fintech startup FiscalGuard, founded by ex-PayPal and Intuit engineers specializing in fraud detection. Their patented encryption protocols ensure end-to-end data protection, while partnerships with financial regulators enhance dispute success rates.
Competitive Products:
- Truebill: Tracks subscriptions but lacks fee-dispute automation.
- DoNotPay: Broader legal services but charges monthly fees.
- Rocket Money: Focuses on budgeting, with slower dispute resolutions.
Market Performance:
Rated 4.6/5 on iOS/Android with 120K+ downloads. Users praise its “no-nonsense refund process” (85% 5-star reviews) but criticize regional restrictions. Featured in Forbes’ “Top 10 Money Apps 2023” for democratizing financial advocacy.
- Owner : Recoup
- System : android
- Category : Finance
- Update Time : November 3, 2025
- Version : 1.0
- Package ID : com.recoup.recoup
apps
apps